I became a mortgage loan officer right out of college in 1992 when the mortgage industry was in it’s infancy. I am able to pre-underwrite my clients right over the phone in a matter of minutes giving you the confidence you need to shop for your new home. I’m a mortgage guy, not a banker, so I am available to my clients every day of the week when you need me most. I work quickly moving your loan through the process to be in a position to close early should you desire.  Whether you are purchasing a home or refinancing, put my extensive mortgage knowledge to work for you by clicking the “Apply with David” button below. LET’S GO!